About Me

Hi, My Name is Vishal. I started this website because of my keen interest in credit cards. Through this platform, I educate and increase awareness among people about how to use credit cards properly to mint maximum rewards (cashback) instead of getting into a debt trap.  By sharing optimal strategies and expert tips, people optimize their return on plastic spending and save up to 1 lakh annually.

My Expertise

  • An Avid Credit Card User for Past 4 Years 
  • Saved 1 lakh+ last year through smart usage of  credit cards
  • Owns 15+ Credit Cards from Top Banks in India (ICICI, Axis, HDFC, IDFC First, SBI, Yes Bank)
  • YouTube Channel with 2 Million+ views and 10K subscribers
  • Loves Minting Credit Card Reward Points for Free Hotel, Flight, and Movie Tickets

Let’s Connect and Shine Together